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Multi-tenant by design
Every query is scoped to your ledgerId — a namespace for your personal or family economics. Nobody sees your data.
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Transfer between accounts
Move money between Cash, Bank, and Savings. PExP auto-logs the debit and credit — both sides always in sync.
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Budget Command Centre
Monthly health scores, per-category progress bars, pace tracking, and a full 12-month savings view.
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AI-powered insights
Anomaly detection, recurring pattern recognition, spend forecasting — from your actual data, powered by Claude.
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Bank statement import
Upload a PDF bank statement. AI extracts every transaction, suggests categories, and detects duplicates — you confirm.
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Accountability partner
Invite a spouse, family member, or trusted friend via a secure link. Steward Plan includes 1 partner; Pro allows up to 5.