We are called to be good stewards of all that God has given us — this is one way to stay accountable. Quiet, precise, and entirely yours.
Choose your currency. Add accounts — Cash, Bank, Credit Card. Your ledger is an isolated namespace, entirely yours.
Log income, expenses, and transfers between accounts. Simple descriptions. Consistent categories. Small daily habit.
Follow the Budget Command Centre. Review the dashboard weekly. Export structured CSV or PDF anytime.
Every query is scoped to your ledgerId — a namespace for your personal or family economics. Nobody sees your data.
Quiet systems age well: small habits, consistent inputs, and honest review.
Move money between Cash, Bank, and Savings. PExP auto-logs the debit and credit — both sides always in sync.
Monthly health scores, per-category progress bars, pace tracking, and a full 12-month savings view.
Ask anything about your money and get real answers from your own data. Custos spots anomalies, forecasts cashflow — and can act with one tap: set a budget, log an entry, move to savings.
Upload a PDF bank statement. AI extracts every transaction, suggests categories, and detects duplicates — you confirm.
Invite a spouse, family member, or trusted friend via a secure link. PExP Plus includes up to 2 members; Pro up to 5; Super Steward up to 25.
Amounts stored in minor units — no floating-point drift. Numbers that add up exactly, every time.
Forward a receipt to your private inbox and it's logged automatically. Snap a photo, paste a bank SMS, or just speak your expense — Custos reads it, tags the category, and gets smarter about your habits every time you tidy up. Spending abroad? Multi-currency converts at daily rates.
Cash, assets, liabilities and what you're owed — with a 12-month trend of your net position.
Track every kind of giving — tithe, offering, charity, zakat, sadaqah — against your intention, with a year-end statement.
Teach children to save, spend and give with their own jars, allowances and chores.
See who owes whom, then plan your way out — snowball or avalanche, from your live balances.
Split a bill across the household and keep track of who owes whom until it's settled.
Set money aside ahead of irregular bills, and build an emergency fund with a coach that keeps pace.
A 0–100 health score with streaks and milestones, plus a shareable month-and-year Wrapped.
Download PExP on your phone. Log entries on the go, scan receipts with your camera, and get push notifications for budgets and debts. Your data syncs instantly across all devices.
