PExP
PExP
Personal Ledger
Personal Expense Platform · PExP

A private ledger where your spending becomes a dataset.

We are called to be good stewards of all that God has given us — this is one way to stay accountable. Quiet, precise, and entirely yours.

🔒Ledger-scoped data
💱Multi-currency
Account transfers
📊CSV & PDF export
👥Invite partners
📈AI insights
📱iOS & Android
How it works
01

Create your ledger

Choose your currency. Add accounts — Cash, Bank, Credit Card. Your ledger is an isolated namespace, entirely yours.

02

Record faithfully

Log income, expenses, and transfers between accounts. Simple descriptions. Consistent categories. Small daily habit.

03

Track, settle, export

Follow the Budget Command Centre. Review the dashboard weekly. Export structured CSV or PDF anytime.

Built for clarity

Multi-tenant by design

Every query is scoped to your ledgerId — a namespace for your personal or family economics. Nobody sees your data.

Quiet systems age well: small habits, consistent inputs, and honest review.

Transfer between accounts

Move money between Cash, Bank, and Savings. PExP auto-logs the debit and credit — both sides always in sync.

🎯

Budget Command Centre

Monthly health scores, per-category progress bars, pace tracking, and a full 12-month savings view.

📈

AI-powered insights

Anomaly detection, recurring pattern recognition, spend forecasting — from your actual data, powered by Claude.

📄

Bank statement import

Upload a PDF bank statement. AI extracts every transaction, suggests categories, and detects duplicates — you confirm.

👥

Accountability partner

Invite a spouse, family member, or trusted friend via a secure link. Steward Plan includes 1 partner; Pro allows up to 5.

🔢

Integer money precision

Amounts stored in minor units — no floating-point drift. Numbers that add up exactly, every time.

Mobile apps

Available on iOS & Android

Download PExP on your phone. Log entries on the go, scan receipts with your camera, and get push notifications for budgets and debts. Your data syncs instantly across all devices.

Questions
Is my data private?
Fully isolated. Every request is scoped to your ledgerId — no user can see another's data.
Can I share a ledger?
Yes. Settings → Invites adds a family member or accountability partner. Steward Plan includes 1 partner, Pro allows up to 5.
Can I export my data?
Yes. Entries export as a structured CSV or PDF — summaries, month breakdown, categories, and raw rows.
What is lifetime access?
A one-time $49 unlock for unlimited everything. Early bird users are permanently exempt from any future subscription pricing.
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