PExP
PExP
Personal Ledger
Early Bird Pricing · Limited Time

One payment. Lifetime access.

PExP is a stewardship tool — built to help you manage money wisely, without a subscription that drains it. Pay once, use forever.

You're seeing early bird pricing — here's why that matters

As PExP grows, AI usage and infrastructure costs will scale significantly. Future users will likely be on a subscription model. Early bird users are permanently exempt — your lifetime access is locked in at the point of payment and will never change, regardless of what pricing looks like for new users later.

Best value
Steward Plan — Lifetime Access
$49$79
One payment · Access forever · Early bird price
Locked in — never moves to subscription
  • Unlimited expense, income & transfer tracking
  • Transfer between accounts — auto-logs debit & credit
  • Budget Command Centre — monthly goals, health score & pace tracking
  • Year-end savings projections & 12-month calendar view
  • Full analytics & trend charts
  • AI-powered financial insights (Claude)
  • Bank statement import — AI auto-categorises transactions
  • Shared ledger — invite 1 accountability partner
  • Debt tracking with payment timeline
  • All future features, forever
Secure payment by Stripe · 30-day money back
Free trial
$0
  • Up to 50 entries
  • Up to 10 debts
  • Basic dashboard only
  • No AI analysis
  • No analytics charts
  • No PDF/CSV export
  • One bank statement import (complimentary)
  • Budget view — read only
  • Cannot invite team members
Steward Plan
Everything, forever
  • Unlimited entries, no caps
  • 1 manual account
  • 1 team member (accountability partner)
  • Full Budget Command Centre
  • Unlimited bank statement imports
  • AI insights & receipt scanning
  • Full analytics & trend charts
  • PDF & CSV export
  • App lock (PIN + biometric)
  • Expense spreading for accurate budgets
  • Transfer between accounts

Need more accounts or team members?

Steward Plan includes 1 account and 1 team member. Add more with a monthly plan — cancel anytime.

Most popular
PExP Plus
$5.99/mo
  • Everything in Steward Plan
  • Up to 2 manual accounts
  • Up to 2 team members
  • e.g. Cash + Bank, or Bank + Credit Card
Best for families
PExP Pro
$9.99/mo
  • Everything in PExP Plus
  • Up to 5 manual accounts
  • Up to 5 team members
  • e.g. Cash, Bank, Card, Savings & more
Coming soon
PExP Family · $15.99/mo
Up to 10 accounts · Up to 10 team members · Bank linking

Everything included in lifetime access

Unlimited expense, income & transfer tracking
Transfer between accounts — auto-logs debit & credit
Budget Command Centre — monthly goals, health score & pace tracking
Year-end savings projections & 12-month calendar view
Full analytics & trend charts
AI-powered financial insights (Claude)
Bank statement import — AI auto-categorises transactions
Shared ledger — invite 1 accountability partner
Debt tracking with payment timeline
PDF & CSV export
Smart push & email notifications
Receipt scanning
App lock with PIN & biometric
Native Android & iOS apps
Expense spreading — split large payments across months
All future features — forever. Early bird privilege, locked in for life.
No lock-in
Cancel anytime during instalment. Your data stays yours forever.
Privacy-first
No ads. No data selling. Your finances are nobody else's business.
Purpose-driven
Built as a stewardship tool — by an environmentalist, for all users.

Available on iOS & Android

Download the app and log in with your PExP account.

🍎
Download on the
App Store
Coming soon to
Google Play

Frequently asked questions

Take control of your finances.
Manage with wisdom. Spend with purpose. PExP was built for stewards. Join now and lock in lifetime access before subscription pricing begins.

PExP is a product of Cotek App FZ-LLC · RAKEZ UAE Free Zone · Licence No. 47031236

🌱 Building technology with purpose and responsibility.